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An eWallet is an online application that lets you deposit and manage money for online transactions. There are generally 3 types of mobile payment apps in Singapore: PayNow apps: Apps that allow you to scan a QR code and perform bank transfers via PayNowThe superiorities of IJaya have been validated by solving ELD cases with 6, 10, 13, 15, 40 generators, and the results are analysed in aspects of convergence rate, solution quality and robustness. Leading the way to a cashless society. Key in your cellphone number and ATM PIN. 5/- per transaction. The result of this study indicated that more than half (51%) of the respondent know and aware of the E-wallet, 81% of respondents think that EWallet makes easier for payment modes, 79% respondents prefer e-wallet because rewards are offered and 95% of respondents which feels that it save time and cost. Name Ijaya is of Sanskrit, Malayalam origin and is a Girl name. 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